Funds
A fund is a simple and effective way to build your savings. Distributing your savings is still the best way to reduce risk and maximise you rate of return. Funds offer a portfolio of bonds, shares and deposits.
Fund overview
Overview of funds
You can invest in a diverse range of bonds, shares or mixed funds. You can also invest with our internationally renowned investment partners.
You can invest in funds or single shares via the online bank.
Subscription-based savings
You can register for a subscription in Íslandssjóðir's funds in the online bank. You will receive a 50% discount on the cost of the purchase and there is no handling fee.
The minimum amount is ISK 5,000.
Custody Account
You need to open a Custody Account to invest in both funds and shares. The Custody Account appears in the overview in the online bank and the Íslandsbanki app.
What is a fund?
Funds receive capital from both individuals and companies and therefore invest, e.g. in bonds, equities or other financial instruments, based on a pre-determined investment policy of each fund.
What type of a fund suits my needs?
Various things should be considered before choosing the right option for you.
Investment time
Risk tolerance
Type of fund
Seek advice
Our securities advisors have extensive experience and knowledge and are always ready to assist.
Before you receive advice on trading in financial instruments, we are obliged to ask you some questions about your knowledge and experience in the financial market, investment objectives and financial position, so that we can assess which trading is suitable for you.
Green investments
Brynjólfur Stefánsson, Fund Manager at Íslandssjóðir, talks about green investments and the Green Bonds fund. With green savings, you influence projects that work to improve our environment and society.
More information about Green investments.
Read the Green Bonds Impact Report (in Icelandic).
International Partners
A diverse range of bonds, shares and mutual funds.
- Vanguard funds - The Vanguard Group offers customers the opportunity to invest in five of the main index-linked funds.
- Store brand Funds - We offer three equity funds from Storebrand Funds, two index-linked funds and one active fund.
Want to know more about funds?
Disclaimers
General disclaimer regarding investment in funds
Investments in financial instruments always entail financial risks, such as the risk of little or no return or total loss of capital. Past performance is neither an indication nor a guarantee of future returns. Risk increases if the investment is financed by credit and returns can increase or decrease due to exchange rate volatility if assets are in foreign currency. Taxation of funds is assessed on an individual basis in accordance with current legislation and is subject to change.
Investors are advised to familiarise themselves with the available information on funds, including key information on risk factors, investment authorisations and the use of derivatives. Non-UCITs funds have broader investment authorisations than UCITs and can therefore entail more risk. Information on the funds is obtained from Íslandssjódir hf., which is the funds’ management company and a subsidiary of Íslandsbanki hf.
Information on this site is intended for information purposes only and should not be considered as an offer or advice on the purchase, sale or other allocation of certain financial instruments. The source of this information is considered reliable, but the accuracy or validity of the information cannot be guaranteed. The bank reserves the right to make changes to this information at any given time.
Exchange rate developments and returns
A fund management fee is included in the daily calculation of each fund’s exchange rate. Return for 12-month periods or longer is calculated on an annual basis. Shorter periods are not calculated on an annual basis but show price change instead. Return is based on the latest price listed and portrayed in the base currency of each fund.